Your lease is 30 pages of legal language written by your landlord's attorney. LiabilityScore™ analyzes the document and identifies provisions for review. This is what it analyzes, how it scores leases, and why it was built.
LiabilityScore™ Was Built Because Lease Risk Is Systematically Underestimated
Commercial and residential tenants sign leases under time pressure, without legal expertise, and against parties who negotiate leases for a living. The result is predictable: tenants agree to provisions that carry significant financial risk — holdover clauses at 200%, personal guarantees covering full lease terms, one-way attorney fees provisions — without fully understanding what they've committed to. LiabilityScore™ was built to change this equation: affordable, fast, plain-English risk analysis that gives tenants the same information advantage that experienced commercial real estate attorneys have.
How LiabilityScore™ Analyzes Your Lease
Upload your lease (PDF, Word, or image format). LiabilityScore™'s AI analyzes the document against a database of risk-rated lease provisions, identifies every clause that falls outside tenant-favorable norms, and generates a risk assessment for each. The analysis covers: holdover rate and grace period; auto-renewal window and landlord notice obligations; early termination rights and costs; personal guaranty scope and limitations; CAM caps and exclusion lists; attorney fees direction and magnitude; landlord entry rights; arbitration and jury waiver provisions; and dozens of other high-impact provisions. The full analysis is available in minutes.
The LiabilityScore™ Risk Rating System
Each identified provision receives a risk rating: High (significant financial exposure or rights limitation that merits review); Medium (provision deviates from tenant-favorable norms but is within common market range); Low (provision is standard or tenant-favorable). The overall LiabilityScore™ aggregates individual provision scores into a single 0–100 risk rating. Scores from 70 to 100 indicate lower identified risk, scores from 40 to 69 indicate moderate risk, and scores from 0 to 39 indicate higher identified risk. The score is a starting point for understanding the report, not a binary pass/fail.
What LiabilityScore™ Is and What It Isn't
LiabilityScore™ is a risk identification and analysis tool — it reads your lease and identifies provisions for review. It is not a substitute for legal advice. Complex lease negotiations, multi-location commercial transactions, and situations involving existing disputes require a qualified real estate attorney who understands your specific situation, your state's laws, and the full commercial context.
Starting Is Free — No Credit Card Required
LiabilityScore™ is free to start. Upload your lease, get your risk score and a summary of flagged provisions. Full plain-English explanations of flagged clauses and the complete risk report are available through a one-time Deep Report purchase or the Pro plan. Before signing, a LiabilityScore™ scan can help identify provisions for further review.
Key Takeaways
- LiabilityScore™ analyzes commercial and residential leases for contract risk
- Each provision receives a High/Medium/Low risk rating based on deviation from tenant-favorable norms
- The overall 0–100 score aggregates individual provision risk into a single indicator
- LiabilityScore™ is a risk identification tool — complex transactions still require qualified legal counsel
- Free to start — upload your lease and review the initial risk summary
Frequently Asked Questions
- Is a LiabilityScore™ a legal opinion?
- No. LiabilityScore™ is a risk assessment tool, not legal advice. The score and report identify risk factors for review but do not replace review by a qualified attorney who understands your specific situation, jurisdiction, and business needs.
- What types of leases can LiabilityScore™ analyze?
- LiabilityScore™ is designed for residential and commercial leases including office, retail, industrial, restaurant, and mixed-use properties. It also handles lease addenda, guaranty agreements, and sublease agreements.
- How accurate is LiabilityScore™?
- The scoring system is trained on thousands of commercial and residential leases and calibrated against known risk factors and dispute outcomes. Like any analytical tool, it reflects the quality and breadth of its training data. It is not infallible, which is why significant red flags should always be reviewed by a licensed attorney.
- What information is needed to get a LiabilityScore™?
- Upload your lease document (PDF or Word format) at liabilityscore.com/scan. The analysis produces a report with a score, risk breakdown by clause category, and flagged provisions for review.
- Is my lease document secure when I upload it?
- LiabilityScore™ uses industry-standard encryption for document upload and processing. Documents are not shared with third parties. Review the privacy policy at liabilityscore.com for complete details.