Renting in Troy? Here's What You Need to Know Before You Sign

Troy Rental Market Overview

Troy is a 0.80-square-mile town in southwestern Greenwood County, South Carolina, on SC Highway 10 roughly 19 miles southwest of the county seat of Greenwood, toward McCormick. As of October 2026, this guide's research could not identify a single named apartment or multi-family rental community operating inside town limits. City-Data.com's 2024 Census ACS estimate puts the town's median gross rent at $1,388 -- notably higher than several comparably sized South Carolina towns this guide has covered, and a figure worth treating cautiously given how small an ACS sample a town of fewer than 100 residents produces. The town's own population has declined in most recent decades, with a modest estimated uptick since the 2020 Census.

Common Lease Terms in Troy

With no identified apartment community or leasing office to source a specific lease from, what follows is pieced together from housing-stock data, a jurisdiction check, and the town's own demographic profile rather than a single property's own paperwork:

• A 2024 City-Data estimate puts Troy's median household income at $50,252 and per capita income at $16,812, with a poverty rate of 17.5% -- the only income figures this guide could independently source, since the same estimate's median house/condo value figure rendered as an unusable, obviously corrupted negative value, a data-quality problem this guide has also found on several other very small SC towns
• The town's own population has fallen in most recent census decades (105 in 2000, 93 in 2010, 83 in 2020, a 21% cumulative drop), though a 2024 estimate of 87 suggests a modest recent uptick rather than continued decline
• South Carolina's Residential Landlord and Tenant Act (S.C. Code Title 27, Chapter 40) supplies the default lease terms -- notice periods, entry rules, deposit handling -- for any Troy tenancy where the lease itself is silent
• No business, school, or civic address carrying a confirmed Troy, SC street address could be located to test against the Census Bureau's public geocoder, so this guide cannot report a comprehensive jurisdiction check for the town's own commercial or residential parcels

Local Tenant Protections

South Carolina law provides the baseline for tenant rights, but Troy may have additional local ordinances that affect your lease.

• South Carolina law preempts local rent control statewide (S.C. Code §27-39-60) -- no South Carolina city or county, including Troy, may enact an ordinance regulating the rent charged on privately owned residential property
• This guide could not confirm a town-administered zoning ordinance or business-license schedule for Troy anywhere online, including on the Municipal Association of South Carolina's own directory; Greenwood County's own zoning and business-license scope could not be independently confirmed either -- a prospective tenant or small business should confirm Troy's specific status directly with town government rather than assume either way
• One of Troy's two National Register of Historic Places listings, the Lower Long Cane Associate Reformed Presbyterian Church, is described in its own NRHP listing as sitting four miles west of Troy on SC Highway 33-36 -- inside McCormick County, not Greenwood County, where Troy itself is located, a reminder that a landmark commonly associated with a town's name is not always inside that town's own jurisdiction
• A general search for "Troy" is dominated by the ancient city of the Iliad, and separately by the much larger Troy, New York (51,401 residents) and Troy, Michigan (87,294 residents) -- this guide could not identify a landmark, employer, or local institution specific to Troy, SC beyond its two National Register listings, one of which sits in a different county entirely

For full South Carolina statewide tenant rights, see our South Carolina tenant rights guide.

Mandatory Fees at Troy Rentals

No fee schedule could be independently confirmed for a Troy rental, since this guide could not identify any leasing office or managed rental community operating inside town, as of October 2026.

• City-Data.com's 2024 estimate publishes a town-wide median gross rent figure for Troy but no property-level application fee, pet fee, or deposit amount for any specific property
• No zoning ordinance or business-license ordinance could be confirmed for Troy that might otherwise reach a residential-rental registration or fee requirement
• South Carolina law sets no statutory cap on application fees, pet fees, or administrative fees -- whatever a specific lease states is what governs

A town with no identified rental community isn't automatically a red flag -- but it does mean every fee, deposit amount, and lease term is worth confirming directly with the landlord, in writing, before signing anything.

A Tiny Greenwood County Town Overshadowed by Ancient History and Bigger Cities

Troy sits on 0.80 square miles in southwestern Greenwood County, South Carolina, at an elevation of 518 feet, on SC Highway 10 roughly 19 miles southwest of Greenwood, the county seat, and toward McCormick. The U.S. Census Bureau counted 105 residents in 2000, 93 by the 2010 Census, and 83 by the 2020 Census -- a 10.8% decline in that final decade and a 21% cumulative drop since 2000. A 2024 City-Data estimate of 87 residents suggests a modest uptick, though that figure is a modeled estimate rather than a decennial count. The same 2024 source puts median household income at $50,252 and per capita income at $16,812, with a poverty rate of 17.5%, while its median house/condo value figure rendered as an obviously corrupted negative value -- a data-quality problem this guide has also found on several other very small SC towns -- leaving no reliable current house-value figure to cite.

Troy is credited with two National Register of Historic Places listings: the Long Cane Massacre Site, tied to a 1760 colonial-era attack during the Anglo-Cherokee War, and the Lower Long Cane Associate Reformed Presbyterian Church, a congregation dating to around 1790. The church's own NRHP listing, however, places it four miles west of Troy on SC Highway 33-36 -- inside McCormick County, not Greenwood County, where the town of Troy itself is located. That makes it a genuine cross-county finding, not simply a landmark sitting just outside town limits in the same county, a sharper version of the mailing-address-vs-incorporated-boundary mismatch this guide has found on many sibling South Carolina towns. Students in Troy attend schools in Greenwood School District 50, including Mays Elementary, Westview Middle School, and Emerald High School, though this guide could not independently confirm those schools' own physical addresses fall inside Troy's own town limits rather than nearby Greenwood. Greenwood, the county seat, is covered elsewhere on this site.

A specific naming caution is worth knowing before searching: a generic search for "Troy" surfaces the ancient city of the same name in present-day Turkey, immortalized in Homer's Iliad, well before any modern American town -- Wikipedia's own "Troy" article covers that ancient city directly rather than functioning as a list of modern places. Among US places sharing the name, Troy, New York (51,401 residents, home to Rensselaer Polytechnic Institute) and Troy, Michigan (87,294 residents, a Detroit suburb) both dwarf this 83-resident South Carolina town, and Troy University, a modern public university in Troy, Alabama, adds yet another layer of confusion. A general search for "Troy, SC" zoning, business, or tenant-rights information is likely to surface the ancient city, a university, or a far larger American city long before this small Greenwood County town.

Common Issues Renters Face in Troy

These are the most frequent lease-related considerations identified for Troy, based on the research for this guide:

• No apartment or multi-family rental community could be confirmed operating inside Troy from the sources this guide checked -- a prospective renter should not assume the town has no options, only that none could be independently verified or priced
• No zoning ordinance or business-license schedule could be confirmed for the town itself, and Greenwood County's own scope could not be independently confirmed either -- a prospective tenant or small business should confirm directly with Troy town government rather than assume either way
• A general search for "Troy" zoning, business, or tenant-rights information is overwhelmingly likely to surface the ancient city, a university, or a much larger American city before this small Greenwood County town -- a renter or small business should confirm directly with Troy, SC's own town government rather than trust the first search result
• No address carrying a confirmed Troy, SC location could be tested against the Census Bureau's public geocoder, and the one landmark this guide could check -- the Lower Long Cane Associate Reformed Presbyterian Church -- actually resolves to a different county, so a renter evaluating a specific property should obtain its exact street address and check it independently rather than assume any given parcel is inside or outside town limits

Negotiating Your Lease in Troy

South Carolina is landlord-favorable with minimal statutory protections, and Troy's rental market has no identified apartment community or leasing office to benchmark a specific offer against.

• A full written lease, rather than a verbal or partial agreement, is especially worth requesting in a market like Troy's, where the counterparty is more likely an individual property owner than a company with a standard template already in place
• Comparing a specific quote against nearby Greenwood, the county seat and already covered elsewhere on this site, can help gauge whether a Troy rent or fee fits regional norms
• Asking the landlord directly for the property's exact street address and confirming it against the Census Bureau's free public geocoder is worth doing for any Troy-area property, and confirming that a given "Troy" search result actually describes this South Carolina town rather than the ancient city, a university, or a much larger American city is worth doing for any zoning or business-license search

A market with no identified rental community isn't automatically a red flag -- but with no comparison listing to check a quote against, confirming every fee, deposit amount, and lease term directly with the landlord, in writing, matters more here than in a market with visible competition.